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Protexure Blog

  1. What Isn’t Covered By Your Lawyers Malpractice Insurance?

    May 29, 2018

    While it is important to manage your professional liability risk through the purchase of lawyers malpractice insurance, it is also important to remember lawyers in practice face other potential risks beyond “just” claims of professional negligence. And most of these risks are not covered by standard professional liability policies. One of these risks is costs associated […]

  2. Who Does Lawyers Malpractice Insurance Cover?

    May 15, 2018

     In this space, we’ve talked a bit about “what” is covered by lawyers malpractice insurance. In this post, we want to take a look at “who” may be covered by your lawyers malpractice insurance policy. Who Is Covered Under Lawyers Malpractice Insurance?Generally speaking, lawyers malpractice insurance anticipates providing coverage to the “named insured,” and any individual […]

  3. What Does Legal Malpractice Insurance Cover?

    April 24, 2018

    Legal Malpractice Insurance helps a lawyer to economically manage professional liability risk by helping to pay for costs related to the defense of a claim as well as legal damages that may be assessed against you. Additionally, policies may pay for some intervention to help avoid the cost of a full-blown claim or lawsuit.Specifically, your […]

  4. Do I Need To Purchase An Extended Reporting Period?

    April 9, 2018

    An Extended Reporting Period (also known as ERPs or “tail coverage”) is intended to cover potential gaps between policies or practices, allowing you to extend the time available to report a claim made against you after last policy has expired. These options do not provide coverage for claims made over work first begun or performed […]

  5. Mind The Gap: Securing Coverage For Prior Acts

    March 15, 2018

    By now you know that legal malpractice insurance coverage is determined on a claims made and reported basis, looking to the policy that is in place at the time the claim ripens and is reported to the insurer.  There are a few other elements that factor into whether a policy covers a particular claim: one […]

  6. Surprise! Reporting Potential Claims Protects You Best

    February 26, 2018

     If you have been following this blog, you know that lawyers malpractice insurance policies are written to provide coverage on a claims made and reported basis, meaning that the policy that is in place at the time the insurance company is made aware of the potential for liability is the policy that determines the existence and […]

  7. The Legal Elements of a Lawyers Professional Liability “Claim”

    February 9, 2018

     As we have covered in other posts, for insurance purposes, a “claim” is any demand for damages made against an attorney in the course of providing professional services. Not surprisingly, an actual legal claim requires a little more to be viable in court.In general, a legal professional liability claim has three elements: 1) proof that […]

  8. The Definition of “Claim” Under Insurance Policies

    December 21, 2017

                Lawyers professional liability insurance is issued through claims made and reported policies. This means that coverage is dependent upon whether, and when, a claim arises and/or is reported to the carrier. In other words, if a lawyer becomes aware of a claim and fails to report it to the carrier in a timely fashion, […]

  9. Understanding Your Lawyers Professional Liability Policy

    November 30, 2017

            We talk a lot in this space about managing risk through preventative action. But there is another powerful risk management tool available to every attorney—indeed, in most jurisdictions, required of every attorney: lawyers professional liability insurance.      Like other types of insurance, lawyers professional liability insurance manages risk by helping to […]

  10. Creating A Data Breach Response Plan

    November 16, 2017

             While lawyers must make reasonable efforts to guard against exposure of client information due to cyber security breaches, most tech experts agree that there is no way to completely keep ahead of cybercriminals, and that, eventually, every firm will be hacked at some point. Consequently, no cybersecurity framework is complete without […]

Protexure Lawyers /// Professional Liability Made Easy

“I found the Protexure representatives to be extremely professional, knowledgeable, and courteous. They found similar coverage for me for a substantial amount less than I had been paying. I have been pleased with Protexure’s service and would recommend it highly.”

- David M. Lipschutz, Esquire

Receiving a quote from Protexure Lawyers is made super easy by the quick response time of their team. The renewal process is different from what I have ever seen, they offer a mostly filled out application which made the process even easier for me!

- Eric Schwab - Woodbridge, NJ

It was a pleasure working with you, - you gave me the most competitive price, quick turn around and good follow-up.

- Howard S. Kavenow

My account representative was very helpful in assisting me to complete my application. He made me feel like my questions and my business were a priority to him.

- Kim Davis

When faced with a substantial increase from our existing malpractice carrier, we received the name Protexure Lawyers from a referral. On contact, they were not only very prompt in processing our application, but also responded to several coverage questions we had. So far, the service has been excellent.

- Law Office of Shriver, O'Neill & Thompson

Mr. Dixon contacted me many months ago and I told him I renew my policy in September and that it would be helpful to contact me in July or August of this year. He did that; he was very patient with me and assisted me with the application process. He was extremely prompt in replying to my inquiries. I had been with the same company for many years so I was reluctant to leave them. He made the transition quite simple. I am fortunate that he was the salesman who contacted me.

- Robert Lewin

Thanks. You guys got my business because (a) your price was great, and (b) you were responsive and on top of things (a number of insurers surprisingly were not).

- Scott Maxwell

I first came in contact with Ryan on a cold call. Usually I am dismissive of these types of calls, but Ryan was brief and to the point - no hard sell or over promising. In the end, I received a less expensive policy than others I researched. I guess not all cold calls are a bad thing.

- Steve Hunter

Ryan offered to compare my current insurance with what he and his company could offer. I took him up on this, and gave him my pertinent information. I did my own research, and discovered that his quote was lower and the carrier had an A rating. I contacted my existing agent to see if she could match the quote. I had been her customer for a number of years and thought that was fair. She was unable to match Ryan's offer.

- Steve Hunter

I discussed some minor differences in the policies with my account representative, and throughout the process, he was easy to reach and called me back promptly. I value this a great deal. In the end, it was clear to me that I would receive a less expensive policy than I currently have, with the same coverage and excellent customer service.

- Steve Hunter

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